VA loans and home loans, explained in plain English.
Paul Francisco is a combat veteran and Mortgage Advisor with GoRascal. He helps veterans and families across Krum, Denton County and DFW buy, refinance and renovate, one step at a time.
NMLS #1878399
- Veteran-owned family business
- Pre-quals usually in 24–48 hours
- VA, FHA, Conventional & Renovation
Proud VettedVA Member
Financing that fits where you are.
Whether you're a first-time buyer, a veteran using the benefit you earned, or a homeowner ready for a change, Paul walks you through your options in plain English.
VA home loans
As veterans ourselves, we understand VA loans and the resources available to military families.
Learn moreBuying a home
Guidance for first-time buyers, veterans and families, from pre-approval to closing.
Learn moreRefinancing
Explore options to lower your payment or tap into your home's equity.
Learn moreRenovation loans
Finance the improvements you want and build equity without moving.
Learn moreReal estate investments
Single unit or multi-unit, we help you make smart, calculated financing decisions.
Learn moreNot sure where to start?
Book a quick call and Paul will help you figure out which option fits your goals.
Book a call with PaulWe're more than mortgages. We're your battle buddy for life.
Paul is a combat veteran, and Joyie served too. We know the moves, the new schools and the work of making a new place feel like home. When you're ready to put down roots, we'll be right there with you.
- Help using every VA benefit you earned
- Free resources from VA, HUD and nonprofits we love
- Serving military families near NAS JRB Fort Worth and Fort Bliss
Proud VettedVA Member
Six simple steps to closing day.
No jargon and no guessing. You'll know what's next at every step, with frequent updates along the way.
Intake call
Our intake specialist calls you and gathers some info to prepare for your mortgage questionnaire (our application).
Questionnaire & credit authorization
Fill out the mortgage questionnaire and authorize your credit check.
Consultation
Talk through your goals with Paul and explore your best options. We earn your trust before we ever ask for documents.
Documents & pre-approval
Once you're ready, we collect and verify your documents, then issue your pre-approval so you can shop with confidence.
Shopping
Go house hunting with your pre-approval in hand.
Closing
Sign the final papers and get your keys.
A Veteran family helping military families.
“Help families, and especially veterans, build lasting financial legacies, one home at a time.”
We're Paul and Joyie Francisco, and the Francisco Mortgage Team is our family business. We live in Krum, Texas, where we're raising our five kids. Paul started his mortgage career in El Paso helping fellow veterans, and then we did what so many military families dream about: we came home to DFW.
- Krum, TXHome base
- Combat veteranPaul Francisco, NMLS #1878399
- North Texas & El PasoWhere Paul helps buyers
- GoRascalGo Rascal Inc., NMLS #2072896
Local to Krum, Denton County and DFW.
Paul is licensed in more states too, so just ask.
Also helping buyers in Flower Mound, Southlake and across the DFW area. See the military bases we serve.
Military bases we serve.
Paul is licensed in 19 states. These are the major installations in each one, so wherever your orders take you, you've got a battle buddy for the move.
TXTexas12
- Fort Hood (formerly Fort Cavazos)
- Joint Base San Antonio (Lackland, Randolph, Sam Houston)
- Fort Bliss
- Naval Air Station Joint Reserve Base Fort Worth
- Sheppard AFB
- Dyess AFB
- Goodfellow AFB
- Laughlin AFB
- Naval Air Station Corpus Christi
- Naval Air Station Kingsville
- Red River Army Depot
- USCG Base Galveston
ALAlabama4
- Anniston Army Depot
- Fort Rucker (formerly Fort Novosel)
- Maxwell AFB and Gunter Annex
- Redstone Arsenal
AZArizona5
- Davis-Monthan AFB
- Fort Huachuca
- Luke AFB
- MCAS Yuma
- Yuma Proving Ground
ARArkansas2
- Little Rock AFB
- Pine Bluff Arsenal
CACalifornia22
- Beale AFB
- Camp Pendleton
- Edwards AFB
- Fort Irwin
- Los Angeles SFB
- March ARB
- Marine Corps Air Station Miramar
- MCLB Barstow
- MCRD San Diego
- Naval Air Facility El Centro
- Naval Air Station Lemoore
- Naval Air Weapons Station China Lake
- Naval Base Coronado
- Naval Base Point Loma
- Naval Base San Diego
- Naval Base Ventura County (Point Mugu/Port Hueneme)
- Presidio of Monterey (DLI/FLC)
- Travis AFB
- Twentynine Palms (MCAGCC)
- USCG Base Alameda
- USCG Base Los Angeles Long Beach
- Vandenberg SFB
FLFlorida14
- Eglin AFB
- Hurlburt Field
- MacDill AFB
- Naval Air Station Jacksonville
- Naval Air Station Key West
- Naval Air Station Pensacola
- Naval Air Station Whiting Field
- Naval Station Mayport
- Naval Support Activity Orlando
- Naval Support Activity Panama City
- Patrick SFB
- Tyndall AFB
- USAG Miami
- USCG Miami Beach
GAGeorgia8
- Fort Benning (formerly Fort Moore)
- Fort Gordon (formerly Fort Eisenhower)
- Fort Stewart
- Hunter Army Airfield
- Marine Corps Logistics Base - Albany
- Moody AFB
- Naval Submarine Base Kings Bay
- Robins AFB
KYKentucky2
- Fort Campbell
- Fort Knox
MIMichigan3
- Detroit Arsenal
- 110th Attack Wing, Battle Creek (Air National Guard)
- 127th Wing, Selfridge (Air National Guard)
MSMississippi4
- Columbus AFB
- Keesler AFB
- Naval Air Station Meridian
- Naval Construction Battalion Center Gulfport
NMNew Mexico4
- Cannon AFB
- Holloman AFB
- Kirtland AFB
- U.S. Army Garrison White Sands Missile Range
NCNorth Carolina6
- Camp Lejeune
- Fort Bragg (formerly Fort Liberty)
- MCAS Cherry Point
- MCAS New River
- Pope Army Airfield
- Seymour Johnson AFB
OHOhio3
- Defense Supply Center Columbus
- USCG Base Cleveland
- Wright-Patterson AFB
OKOklahoma5
- Altus AFB
- Fort Sill
- McAlester Army Ammunition Plant
- Tinker AFB
- Vance AFB
OROregon2
- 142 FW, Portland (Air National Guard)
- 173 FW, Kingsley Field, Klamath Falls (Air National Guard)
PAPennsylvania4
- Carlisle Barracks
- Naval Support Activity Mechanicsburg
- Naval Support Activity Philadelphia
- Tobyhanna Army Depot
TNTennessee2
- Arnold AFB
- Naval Support Activity Mid-South
VAVirginia12
- Fort Belvoir
- Fort Lee (formerly Fort Gregg-Adams)
- Joint Base Myer-Henderson Hall
- Joint Base Langley-Eustis
- Joint Expeditionary Base Little Creek-Fort Story
- Marine Corps Base Quantico
- Naval Air Station Oceana
- Naval Station Norfolk
- Naval Support Activity Hampton Roads
- Naval Support Activity South Potomac (NSF Dahlgren)
- Naval Weapons Station Yorktown
- USCG Base Portsmouth
WAWashington6
- Fairchild AFB
- Joint Base Lewis-McChord
- Naval Air Station Whidbey Island
- Naval Base Kitsap
- Naval Station Everett
- USCG Base Seattle
Not seeing your base? Call Paul at 512-997-8669.
Installation names from the Military OneSource MilitaryINSTALLATIONS directory, checked November 2026.
Plain-English guides and news.
VA Loans: Know the Home Loan Benefit You've Earned
There are still plenty of misconceptions surrounding VA home loans.
VA Manual Underwriting: Why a “No” May Not Be the Final Answer
Being told you don't qualify can feel like the end of the road.
What Credit Score Do You Need for a VA Home Loan?
The question that almost always comes up early in the process.
What types of loans do you offer?
We specialize in conventional loans, VA loans, FHA loans, renovation loans, and refinancing options.
How can I start the mortgage process?
It starts with a quick intake call. Our intake specialist calls you and gathers some info to prepare for your mortgage questionnaire, and we'll guide you through every step from there to closing.
Do you offer services for veterans?
Yes, we are veterans and offer specialized VA loan services as well as connections to military resources.
How soon can I get prequalified?
We can prequalify you within 24-48 hours, giving you the confidence to move forward with your home-buying or investment plans.
Ready to talk it through?
Book a quick call with Paul. You'll get honest answers and a clear next step, with no pressure.
Or call 512-997-8669 or text 512-997-8669